Malaysia My Second Home (MM2H)
Live and Enjoy your Retirement in Malaysia
Malaysia My Second Home (MM2H)
Malaysia My Second Home (MM2H) is your gateway to long-term residency in one of Southeast Asia’s most welcoming countries. This golden visa program is designed for retirees, expatriates, and investors alike—offering multiple categories to match different lifestyle goals. Depending on your chosen path, MM2H grants a renewable visa ranging from 5 to 20 years, giving you the freedom and stability to make Malaysia your second home.
Beyond its flexible residency terms, MM2H combines Malaysia’s modern comforts with its rich cultural heritage—ideal for anyone seeking a vibrant, diverse, and affordable base in Asia. Applicants are required to meet financial and residency criteria that reflect their commitment to living here long-term, while enjoying the guidance and support that makes the journey seamless.
Choose your path that suits your lifestyle and long-term goal
Lifestyle Path
“You want comfort & flexibility”
You’ll do: Moderate Investment + Medium Ranged Property Purchase
You’ll have: options for dependents, part-time stay (min. 90 days), local living support
choose:
MM2H Silver / Gold
Investor Path
“You want business presence, and long-term commitment”
You’ll do: High Investment + Higher Ranged Property Purchase
You’ll have: expanded benefits (business work-permit, maid, extra dependents)
choose:
MM2H Platinum / PVIP
Efficiency Path
“You focus on cost efficiency & location advantage”
You’ll do: Lower Fixed Deposit / Lower Ranged Property Purchase
You’ll have: specific zoned property purchases, streamlined visa term
choose:
MM2H SEZ/SFZ
PVIP vs MM2H
A quick guide to comparing PVIP & MM2H requirements and benefits that aligns best with your lifestyle and long-term goals
| Criteria | Platinum | Gold | Silver | SEZ/SFZ |
|---|---|---|---|---|
| Visa Duration | 20 years (renewable) | 15 years (renewable) | 10 years (renewable) | 5 years (renewable) |
| Minimum Age | 25 | 25 | 25 | 21 |
| Fixed Deposit Requirement |
USD 1 million
(~MYR 4.5M) |
USD 500K
(~MYR 2.25M) |
USD 150K
(~MYR 675K) |
>21y/o USD 65K
>50y/o USD 32K |
| Property Purchase | MYR 2M minimum | MYR 1M minimum | MYR 600K minimum | Exclusively in SEZ/SFZ (Special Economic / Financial Zones) zones from developers |
| Proof of Offshore Income | Not Required | |||
| Dependents Allowed | Spouse, children under 34 years old, parents and in-laws | |||
|
Minimum Stay Requirement
(Age below 50) |
90 days/year | 90 days/year | 90 days/year | 90 days/year |
|
Minimum Stay Requirement
(Age 50+) |
None | None | None | None |
| Maximum Fixed Deposit Withdrawal | Up to 50% for approved expenses | |||
| Business/Work Permission | Permitted | Not permitted | Not permitted | Not permitted |
| Domestic Helper Allowed | Yes | No | No | No |
| Government Participation Fee | MYR 200,000 | MYR 3,000 | MYR 1,000 | MYR 1,000 |
| Professional Fee | MYR 70,000 | MYR 55,000 | MYR 40,000 | MYR 40,000 |
| Medical Insurance | Required | Required | Required | Required |
| Medical Check-Up | Required | Required | Required | Required |
Eligibility Criteria
The MM2H program has specific eligibility requirements based on the selected category. These include age, financial stability, and health conditions.
- Benefits of the MM2H Program (Participants in the MM2H program enjoy several advantages)
- Multiple Entry Visa (MEV) The program offers renewable visas:
- Platinum: 20 years.
- Gold: 15 years.
- Silver: 10 years.
- SEZ/SFZ: 5 years.
- Dependents: Applicants may include their spouse, unmarried children under 34, parents, and parents-in-law.
- No proof of offshore income required
- Tax Benefits: While no direct tax exemptions are offered under the updated program, participants may benefit from Malaysia’s tax policies depending on their financial circumstances.
- Flexibility: Platinum category participants are allowed to hire domestic helpers and conduct business or work in Malaysia.
- Multiple Entry Visa (MEV) The program offers renewable visas:
- Age Requirements
- Platinum and Gold categories: Minimum age of 25
- Silver and SEZ/SFZ categories: Minimum age of 21
- Residency Requirements
- Minimum Stay:
- Applicants aged 25–49: 90 cumulative days per year.
- Applicants aged 50 and above: No minimum stay requirement.
- Minimum Stay:
- Financial & Property Requirements
- Applicants must demonstrate financial stability by meeting fixed deposit and property investment criteria. Property purchases for each MM2H is also subjected to state threshold. For example: if Silver Tier requires RM600,000 property minimum but state demands RM1,000,000 for foreigners, MM2H participants will be required to comply to the higher requirement:
- Platinum Category:
- Fixed Deposit: USD 1 million (~MYR 4.5 million).
- Property Purchase: Minimum MYR 2 million.
- Gold Category:
- Fixed Deposit: USD 500,000 (~MYR 2.25 million).
- Property Purchase: Minimum MYR 1 million.
- Silver Category:
- Fixed Deposit: USD 150,000 (~MYR 675,000).
- Property Purchase: Minimum MYR 600,000.
- SEZ/SFZ Category:
- Fixed Deposit:
- Age>21 USD 65,000 (~MYR 292,500)
- Age>50 USD 32,000 (~MYR 144,000)
- Fixed Deposit:
- Investment and Financial Considerations
- Work/Business investment
- Platinum Category are allowed to work and invest in Malaysia
- Gold/Silver/SEZ/SFZ categories are not allowed to work and invest in Malaysia
- Fixed Deposits
- Participants must open a fixed deposit account in Malaysia as part of the program requirements. Depending on the category, applicants may withdraw up to 50% of the deposit for approved expenses like property purchase, healthcare, and education.
- Property Investment
- Participants can invest in Malaysian real estate, meeting the minimum purchase thresholds for their category and respective state requirements for property ownership by foreigners. Properties in SEZ/SFZ zones must be purchased directly from developers, with restrictions on selling within the first 10 years unless upgrading to a higher-value property.
- Work/Business investment
- MM2H Fee Structure
- Government Participation Fees:
- Platinum: MYR 200,000.
- Gold: MYR 3,000.
- Silver and SEZ/SFZ: MYR 1,000.
- Professional Fees:
- Platinum: MYR 70,000.
- Gold: MYR 55,000.
- Silver and SEZ/SFZ: MYR 40,000.
- Additional costs include medical insurance, medical check-ups, and immigration pass fees.
- Government Participation Fees:
- Other Consideration
- Cultural Adaptation: Malaysia’s rich mix of Malay, Chinese, Indian, and indigenous cultures provides a dynamic and welcoming environment for expatriates. The affordable cost of living, combined with modern infrastructure, enhances the appeal for MM2H participants.
- Healthcare: Malaysia boasts world-class healthcare services that remain affordable compared to Western standards. Participants are required to secure health insurance to ensure comprehensive coverage for their medical needs.
- Education: For families with children, Malaysia offers a range of international schools with globally recognized curricula, including British, American, and International Baccalaureate programs.
Privileges of appointing Daro International
Applicants appointing DARO as their Official Consultant will enjoy the exclusive privileges below:
At DARO International, we go beyond standard visa consultancy to ensure our clients enjoy a smooth transition and a rewarding experience in Malaysia.
By leveraging our network of carefully selected partners across multiple industries, we connect you with exclusive privileges and tailored solutions designed to meet your unique needs.
Please note that our complimentary services are offered on a case-by-case basis, and not in all situations, it varies depending on your circumstances.
Dedicated PVIP Consultant
One-to-one professional guidance from a consultant who understands your goals and provides tailored solutions throughout your PVIP journey
Arrival Assistance
Business Consultation
Premier Banking Access
Medical Insurance Partners
Healthcare Network
Education Partners
Legal, Accounting & Corporate Services
Property Connections
Travel & Lifestyle Experience
Privileges of appointing Daro International
Applicants appointing DARO as their Official Consultant will enjoy the exclusive privileges below:
At DARO International, we go beyond standard visa consultancy to ensure our clients enjoy a smooth transition and a rewarding experience in Malaysia.
By leveraging our network of carefully selected partners across multiple industries, we connect you with exclusive privileges and tailored solutions designed to meet your unique needs.
Please note that our complimentary services are offered on a case-by-case basis, and not in all situations, it varies depending on your circumstances.
Dedicated PVIP Consultant
One-to-one professional guidance from a consultant who understands your goals and provides tailored solutions throughout your PVIP journey
Arrival Assistance
Business Consultation
Strategic consultation directly with our Principal/Director to help you explore business opportunities and maximize success in Malaysia
Premier Banking Access
Medical Insurance Partners
Access to trusted providers offering comprehensive health coverage to safeguard you and your family
Healthcare Network
Education Partners
Guidance in selecting the right schools and educational institutions to give your children a smooth transition and quality education
Legal, Accounting & Corporate Services
Property Connections
Travel & Lifestyle Experience
MM2H Application Process with Daro International
STEP 1
Appointment (30-minute FREE Consultation)
Schedule a FREE 30 minutes Consultation online—either in-person or virtual—where the consultant explains the programme details and addresses your questions. Once you appoint DARO INTERNATIONAL as your licensed PVIP consultant, we will guide you through every step.
STEP 2
Pre-Screening
You will prepare the required documents, which our team will review for accuracy and completeness. This ensures that your application is well-positioned for a smooth approval process
STEP 3
Pre-submission Payment
Submit your original documents along with the initial processing fee. Daro International will then prepare and organise your application for formal submission.
STEP 4
Submission
DARO will submit your MM2H application with the Malaysian Immigration Department. The estimated processing time to receive conditional approval is around 2–3 months
STEP 5
Approval & Arrival
Applicant arrive in Malaysia to complete the following steps:
– Open a Malaysian bank account and place the required Fixed Deposit amount
– Undergo a medical check-up
– Purchase Malaysian medical insurance (required only if you are below 60)
– Pay the official government participation fee
STEP 6
Visa Endorsement & Collection
Finally, DARO International will coordinate with Immigration to endorse your PVIP visa. Once completed, your passport will be returned with the endorsed visa, officially granting you multiple entry residency visa in Malaysia
Application Timeline
From paperwork to paradise – we handle every detail
STEP 1
Appointment
(30-minute FREE Consultation)
Schedule a FREE 30 minutes Consultation online—either in-person or virtual—where the consultant explains the programme details and addresses your questions. Once you appoint DARO INTERNATIONAL as your licensed PVIP consultant, we will guide you through every step
STEP 2
Pre-Screening
You will prepare the required documents, which our team will review for accuracy and completeness. This ensures that your application is well-positioned for a smooth approval process.
STEP 3
Pre-submission Payment
Submit your original documents along with the initial processing fee. Daro International will then prepare and organise your application for formal submission.
STEP 4
Submission
DARO will submit your MM2H application with the Malaysian Immigration Department. The estimated processing time to receive conditional approval is around 2–3 months
STEP 5
Approval & Arrival
Applicant arrive in Malaysia to complete the following steps:
– Open a Malaysian bank account and place the required Fixed Deposit amount
– Undergo a medical check-up
– Purchase Malaysian medical insurance (required only if you are below 60)
– Pay the official government participation fee
STEP 6
Visa Endorsement & Collection
Finally, DARO International will coordinate with Immigration to endorse your PVIP visa. Once completed, your passport will be returned with the endorsed visa, officially granting you multiple entry residency in Malaysia
We are here for you,
Schedule Now for a Free Consultation
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